# Group Trip Expense Splitter and Settler

Enter shared expenses in any currency and who took part, and get the fewest repayments needed to settle up.

- URL: https://toolstackhub.co.uk/tools/group-trip-expense-settler/
- Category: Finance & UK Tax Calculators
- Price: free, no sign-up
- Privacy: runs in the browser; input is not uploaded
- Last updated: 2026-10-08

## About
List each expense with who paid, the amount and currency, and who shared it (everyone, or named people). Give exchange rates to one base currency and the splitter works out what each person paid, what they owe, and the smallest set of repayments to settle everything. Rates are entered by you, so use the rate you actually paid or a fair average. Calculations stay in your browser.

## How to use
1. Paste or type your input into the box above.
2. Choose any options you need. Results update as you type.
3. Copy the result with the Copy button.

## FAQ
**How does it keep repayments to a minimum?** It works out each person's net balance, then matches the people who owe the most with those owed the most, so each person usually makes only one or two payments.

**Can some expenses be shared by only some people?** Yes. List the names separated by + at the end of the line, for example Ben+Dev+Cara. Write "all" for everyone.

**Is the Group Trip Expense Splitter and Settler free?** Yes, with no sign-up or limits.